INDRAYANI CO-OPERATIVE BANK LTD

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LOAN INTEREST RATES

Sr

PARTICULAR

INTEREST RATES

1

MSME LOANS

12.50%

2

HOUSHING LOAN

UPTO 25 LAKH

10.50%

ABOVE 25 LAKH

12%

3

VEHICLE LOAN

UP TO 10 LAKH

FOR PERSONAL USE

10%

FOR SECOND HAND VEHICLE

13%


ABOVE 10 LAKH

FOR PERSONAL

11.50%

FOR BUSINESS USE

13.50%

4

GOLD LOAN

UP TO 1 LAKH

11.50%

1 TO 2 LAKH

12%

ABOVE 2 LAKH(EMI)

13%

5

MORTAGAGE LOAN

14%

6

LOAN AGAINST LIC/NSG

15%

7

LOAN AGAINST RENTAL INCOME

13.50%

8

LOAN AGAINST DEPOSITS

FOR DEPOSITOR

2% EXTERA ON DEPOSIT RATES

FOR THIRD PARTY

3% EXTRA ON DEPOSIT RATES

9

PERSONAL LOAN

13%

10

CASH CREDIT/OVERDRAFT

13%

11

EDUCATION LOAN

ONLY 5 LAKH LIMIT FOR STUDENTS TO STUDY IN INDIA

12%

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