INDRAYANI CO-OPERATIVE BANK LTD

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CASH CREDIT

About Cash Credit / Overdraft

Indrayani Bank offers Cash Credit to various segments of customers for their working capital requirement. This is a fund based facility to help fund working capital requirements of the business.

Benefits

  • Rate of Interest:
    13% to 15%

  • Margin:
    As per Banks policy from time to time.

  • Repayment:
    On demand (renewable within 12 months).
  • Purpose:
    Working Capital

  • Type of Loan:
    Cash Credit / Overdraft
  • Who can borrow? :
    Individual, Proprietorship, Partnership, Pvt. Ltd. & Public Ltd. Companies

  • Loan Amount:
    Need based – within the bank’s exposure limit
  • Security:
    Hypothecation of Stock & Book Debts and mortgage of immovable property (preferably commercial) as collateral security.
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