LOAN INTEREST RATES
Sr | PARTICULAR | INTEREST RATES | |
1 | MSME LOANS | 12.50% | |
2 | HOUSHING LOAN | UPTO 25 LAKH | 10.50% |
ABOVE 25 LAKH | 12% | ||
3 | VEHICLE LOAN | UP TO 10 LAKH | |
FOR PERSONAL USE | 10% | ||
FOR SECOND HAND VEHICLE | 13% | ||
ABOVE 10 LAKH | |||
FOR PERSONAL | 11.50% | ||
FOR BUSINESS USE | 13.50% | ||
4 | GOLD LOAN | UP TO 1 LAKH | 11.50% |
1 TO 2 LAKH | 12% | ||
ABOVE 2 LAKH(EMI) | 13% | ||
5 | MORTAGAGE LOAN | 14% | |
6 | LOAN AGAINST LIC/NSG | 15% | |
7 | LOAN AGAINST RENTAL INCOME | 13.50% | |
8 | LOAN AGAINST DEPOSITS | FOR DEPOSITOR | 2% EXTERA ON DEPOSIT RATES |
FOR THIRD PARTY | 3% EXTRA ON DEPOSIT RATES | ||
9 | PERSONAL LOAN | 13% | |
10 | CASH CREDIT/OVERDRAFT | 13% | |
11 | EDUCATION LOAN | ONLY 5 LAKH LIMIT FOR STUDENTS TO STUDY IN INDIA | 12% |